The cost of your credit report just went up by 25 cents

The Consumer Financial Protection Bureau has raised the maximum fee a credit reporting agency can charge you for a copy of your own credit report. This means that starting in 2026, getting a physical copy of your report will cost a quarter more than it does now.

Every year, the agency adjusts this fee for inflation. It is a small, routine change. But it shows how the cost of basic financial information slowly creeps up over time, even for something you are legally entitled to see. This is a tiny data point in the larger trend of increasing costs for financial transparency.