Health insurance can now deny coverage for past-due premiums, even if you're sick

This new rule lets health insurers deny coverage to people who owe past premiums, even if they are currently receiving care. It also removes some protections for people trying to get or keep their health insurance, making it easier for insurers to drop them.

Before this rule, insurers had to cover people for a grace period, even if they missed a payment. This meant people could catch up on payments without losing access to care. Now, insurers can immediately cut off coverage, leaving people vulnerable to huge medical bills if they get sick.