The cost of your credit report just went up by 25 cents

The Consumer Financial Protection Bureau just raised the maximum fee a credit reporting agency can charge you for a copy of your own credit report. This means if you want to see your credit history, it will cost you a quarter more than it did last year.

Every year, the government sets a cap on how much credit reporting agencies can charge you to see your own data. This small annual adjustment reflects inflation and other costs. It ensures that accessing your credit information remains affordable, even as prices generally rise.