The World Bank asks if instant payments can actually make economies grow

Over 100 countries now use or are building instant payment systems that settle money in seconds. The World Bank is asking if these systems can actually make entire economies grow faster and create more jobs.

Governments and central banks are rapidly deploying instant payment systems. This paper maps out how these systems could speed up money flow, make credit easier to get, and boost business productivity. It's a theoretical roadmap for future research, not a proven outcome.