Fannie Mae and Freddie Mac will now focus on one low-income housing goal
What happened
The US housing finance agency is simplifying how it measures affordable housing efforts by Fannie Mae and Freddie Mac. They will now track one goal for low-income areas instead of two separate goals.
Why it matters
This change means the two largest mortgage buyers in the US will concentrate their efforts on a single, clearer target for affordable housing. It removes some complexity from how they report their progress. This could make it easier to direct capital to specific neighborhoods that need it most, rather than spreading it across multiple, less defined categories.
The signal
Watch whether the share of mortgages purchased by Fannie Mae and Freddie Mac in low-income areas increases in 2026 and beyond.