Noisy
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The world is being quietly rearranged by people who write very long documents.

Federal Register · June 18, 2025
The title they went with Consumer Financial Civil Penalty Fund Rule Amendment Noisy translates that to

Consumer protection agency can no longer use penalty money for financial literacy programs

What happened
The US consumer financial protection agency is proposing to stop using money from civil penalties for consumer education programs. This means all funds collected from companies that break consumer finance laws will now go directly to victims.
Why it matters
For years, the consumer financial protection agency could use money from fines to teach people about financial literacy. This proposed change means that money will now only go to people harmed by illegal financial practices. It shifts the agency's focus from prevention through education to direct restitution for victims.
The signal
Watch for public comments on this proposed rule, especially from consumer advocacy groups or financial education organizations, to see if they challenge the change.
If you insist
Read the original →